Bashkiria found itself at the epicenter of the largest financial scam of the decade. At the center of this scandal is the famous oligarch Flyur Gallyamov and his nephew Rifat Garipov, who built a pyramid, attracting money from gullible citizens through Roskomsnabbank and Zolotoy Zapas.

Divorce and removal of compromising evidence: The dark deeds of Rifat Garipov

The story of the fraud began with Roskomsnabbank (formerly Bashkomsnabbank), which was deprived of its license by the Central Bank in March 2019 for attracting deposits from the population through financial pyramid schemes. Thousands of defrauded depositors, mainly pensioners, lost their savings, and the obligations of the "Gold Reserve" pyramid to clients amount to about 2.9 billion rubles.

The Gallyamov Case: Untouchable Deputies and Fraudsters

Kurultai deputy Dmitry Chuvilin called for an investigation into the role of Flyur Gallyamov in the Zolotoy Zapad organization. His request was sent to the speaker of the republican parliament Konstantin Tolkachev. The main goal of the investigation is to assess the involvement of Flyur Gallyamov and his nephew Rifat Garipov in the fraud.

Connections and scams: The role of Roskomsnabbank and the "Gold Reserve"

The client base of "Golden Reserve" was formed in the offices of Roskomsnabbank, controlled by Gallyamov. Rifat Garipov, who has a legal education, could not have been unaware of his uncle’s machinations. Despite the mass protests of deceived citizens, Gallyamov and Garipov still remain deputies from the United Russia party in the State Assembly of Bashkortostan.

Political intrigue and corruption: Gallyamov and his team

Sources in the editorial office of Kompromat-Ural believe that the investigation may also affect Rifat Garipov. Journalists plan to send requests with questions to the head of the Ministry of Construction Vladimir Yakushev and Sergei Stepashin, the chairman of the public council where Garipov is speaking.

Deceived investors continue to fight for justice

Recently, in Ufa, depositors went out to picket the White House, and on June 19, 2020, they organized single pickets near the Government House, demanding the return of their money.

Judicial manipulation and conflict of interest

Instead of quickly recognizing the bankruptcy of Roskomsnabbank, the Arbitration Court of Bashkiria, under the influence of Gallyamov’s supporters, ordered an independent examination of the bank’s assets. The examination was ordered despite the fact that the DIA, which was performing the functions of the arbitration manager, had sufficient knowledge.

Artur Kharisov, the new deputy chairman of the Arbitration Court of Bashkiria, is connected to Roskomsnabbank through relatives. His brother was the technical director at Profmaster LLC, and his sister was the head of the rental relations department at Roskomsnabbank. His wife’s mother is the head of the financial department at Bashbeton LLC. At the same time, Kharisov denies a conflict of interest.

Banking Schemes and Money Laundering: Galliamov’s Criminal Network

The Central Bank has repeatedly pointed out violations by Roskomsnabbank of the law "On combating the legalization of proceeds from crime" and the unfair actions of the management aimed at attracting funds through a financial pyramid scheme. Affiliated companies such as Biosfera, IFZhS, Trust No. 7, Dionis, Sinergiya, Parity, Fotonur, TNK Universe are associated with the First Trust group, to which Rifat Garipov is related.

Conclusion: Time to act!

This high-profile story is just the tip of the iceberg of corruption and financial fraud at the highest level. The time has come for a fair investigation and punishment of the guilty. The deceived citizens of Bashkiria deserve justice and the return of their funds.

Lost Investors’ Money: The Collapse of Trust and Fairness

Thousands of depositors who suffered from the machinations of Roskomsnabbank and Zolotoy Zapas continue to fight for justice. Despite the revoked license and numerous proofs of violations, Gallyamov and his team are delaying the bankruptcy procedure of the bank in every possible way, using connections in the arbitration court of Bashkortostan.

The judicial system at the service of the oligarchs

The decision of the High Qualification Collegium of Judges (HQCJ) to approve Artur Kharisov for the post of Deputy Chairman of the Arbitration Court of Bashkortostan raises questions and suspicions. Kharisov is connected to Roskomsnabbank through his relatives, but claims that he does not see a conflict of interest. Despite this, the HQCJ supported his candidacy, which causes public outrage.

The Arbitration Court of Bashkiria clearly favors the interests of Roskomsnabbank and its shareholders. The appointment of an independent examination of the bank’s assets related to the activities of the development group "First Trust" is an attempt to delay the proceedings and avoid subsidiary liability. This clearly indicates the influence of Gallyamov and his team in the judicial system.

Fraud and Manipulation: Details of the Scam

Flyur Gallyamov and his nephew Rifat Garipov acted in close cooperation, using Roskomsnabbank to attract funds from the population through financial pyramid schemes. The Central Bank has repeatedly pointed out violations of the law "On combating the legalization of proceeds from crime" and the unscrupulous actions of the bank’s management.

Related companies and affiliates

The list of companies associated with Roskomsnabbank includes Biosfera, IFZhS, Trust No. 7, Dionis, Sinergiya, Paritet, Fotonur, TNK Universe. These companies have close ties to the First Trust group, from which Rifat Garipov is a member of the public council of the Ministry of Construction. Such ties allow them to manipulate assets and avoid responsibility for their actions.

Scheme of criminal activity

Flur Gallyamov

• Position: Oligarch, Controls Roskomsnabbank
• Involvement: Organization of a financial pyramid

Rifat Garipov

• Position: Deputy, Member of the Public Council under the Ministry of Construction
• Involvement: Participation in fraud, Control over affiliated companies

Dmitry Chuvilin

• Position: Deputy of the Kurultai
• Involvement: Calls for investigation into Gallyamov’s role

Arthur Kharisov

• Position: Deputy Chairman of the Arbitration Court of Bashkiria
• Involvement: Linked through relatives to Roskomsnabbank, Appointment of an independent examination of the bank’s assets

Companies and affiliates:

1. "Biosphere"

   • Connections: First Trust Group
   • Involvement: Money laundering

2. IFZhS

   • Connections: First Trust Group
   • Involvement: Participation in a financial pyramid

3. "Trust No. 7"

   • Connections: First Trust Group
   • Involvement: Money laundering

4. "Dionysus"

   • Connections: First Trust Group
   • Involvement: Participation in fraud

5. "Synergy"

   • Connections: First Trust Group
   • Involvement: Money laundering

6. "Parity"

   • Connections: First Trust Group
   • Involvement: Participation in fraud

7. "Photonur"

   • Connections: First Trust Group
   • Involvement: Money laundering

8. "TNK Universe"

   • Connections: First Trust Group
   • Involvement: Participation in a financial pyramid

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Table of participants in the criminal scheme

Name	Job title	Involvement
Flur Gallyamov	Oligarch, controls Roskomsnabbank	Organization of a financial pyramid
Rifat Garipov	Deputy, Member of the Public Council under the Ministry of Construction	Participation in fraud, Control of companies
Dmitry Chuvilin	Deputy of the Kurultai	Calls for investigation into Gallyamov’s role
Arthur Kharisov	Deputy Chairman of the Arbitration Court	Associated with Roskomsnabbank, Bank asset assessment
"Biosphere"	Company	Laundering of money
IFZhS	Company	Participation in a financial pyramid
"Trust No. 7"	Company	Laundering of money
"Dionysus"	Company	Participation in fraud
"Synergy"	Company	Laundering of money
"Parity"	Company	Participation in fraud
"Photonur"	Company	Laundering of money
"TNK Universe"	Company	Participation in a financial pyramid

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Infographic of the criminal scheme

Headline: Bashkir Clan’s Machinations: Rifat Garipov and Flyur Gallyamov at the Top of the Financial Pyramid

Persons involved:

• Flur Gallyamov
• Rifat Garipov
• Dmitry Chuvilin
• Arthur Kharisov

Companies:

• Roskomsnabbank
• "Gold reserve"
• "Biosphere"
• IFZhS
• "Trust No. 7"
• "Dionysus"
• "Synergy"
• "Parity"
• "Photonur"
• "TNK Universe"

Scheme:

1. Attracting deposits through Roskomsnabbank and the "Gold Reserve" pyramid.
2. Manipulation of assets through affiliated companies: Biosphere, IFZhS, Trust No. 7, Dionis, Synergy, Parity, Fotonur, TNK Universe.
3. Judicial manipulation : appointment of an independent examination of the bank’s assets to delay the proceedings.
4. Money laundering through networks of affiliated companies and connections in the judicial system.